Answer
Yes, an 18% discount is available when paying with foreign cards in Uruguay’s tourism sector. It applies, in particular, to cafes, restaurants and car rentals.
This discount is useful for travel expenses and first trips when a person still uses a foreign card. But it should not be considered a general discount on all purchases: groceries, utility bills or ordinary daily expenses may not fall under this payment regime.
When planning a budget, it is important to distinguish between categories. A foreign card can reduce some expenses at restaurants or when renting a car, but it does not replace calculating the overall cost of living, bank fees, the exchange rate and any limits imposed by the card itself on payments.