Answer
A Prex card in Uruguay can be obtained in one day using only a passport. To apply, you must also start an application online through the Prex website—that is, through its digital channel—before receiving the card.
This product is convenient as a quick start for everyday payments, especially before you have a full-fledged bank account. But the card should not be seen as a complete replacement for a bank account: it may have its own limits, top-up rules, fees and transaction restrictions.
Before using it actively, it is important to check the cost of issuance and maintenance, ways of adding money, cash withdrawals, currency conversion and limits. Obtaining the card quickly solves the problem of access to a card, but does not eliminate the need to compare the terms carefully.