Answer
A furnished apartment in Uruguay can cost about $150–$200 more per month, depending on what is included. Conversely, an unfurnished home can cost about $200 less than a comparable furnished option.
The difference depends on what exactly is included in the furnishings. A bed, mattress, sofa, table, appliances, and kitchenware vary in value and pose different risks for the landlord. Therefore, a surcharge for a furnished apartment without an inventory does not give a clear picture of the actual benefit.
The furnished option is convenient immediately upon arrival and lowers initial setup costs. An unfurnished apartment costs less per month but requires buying and delivering furniture and other items. Compare not just the rent, but the total cost for the first few months and whether you can take or sell the furniture when you move.