Answer
The monthly cost of medical coverage for an adult in Uruguay can vary greatly, with benchmarks ranging from $45 to $400 per month. A range of around $100-150 is often cited, and some options cost around $220.
The variation is explained by the fact that “insurance” can refer to different arrangements: a mutualista, a private plan, enrolment through FONASA, or direct payment for a healthcare subscription. The price depends on age, the chosen network, co-payments, available specialists, and family coverage terms.
You need to compare not only the monthly payment, but also the actual costs when seeking care: referrals, medicines, tests, urgent care, and appointments with the necessary doctors. A cheaper plan can be inconvenient if there is no suitable centre nearby or the necessary specialist is unavailable.